why-health-care-insurance-is-crucial-for-some-eea-citizens

Comprehensive sickness insurance is becoming a vital qualification for many people currently living in the UK, following the Brexit vote.

For EU citizens who are self-sufficient or students, without the correct health cover they may find themselves in the country illegally once the UK leaves the EU.

EU citizens qualify for permanent residency if they’re a worker, self-employed, self- sufficient with comprehensive sickness insurance or a student, also with comprehensive sickness insurance. For any family members of EU citizens wishing to live in the UK, they must also have sickness cover.

EU citizens currently living in the UK who are students or self-sufficient will no longer be allowed to stay when the UK leaves the EU if they don’t have comprehensive sickness insurance, assuming EU free movement law ends.

To ensure you meet the requirements you can buy comprehensive private healthcare insurance. According to the government’s EEA guidance notes the Home Office’s view of “comprehensive” health insurance is that is should: “cover you (and you family members if applicable) for the majority of risks while you are in the UK.”

If you’re not staying in the UK long then you can use a European Health Insurance Card as evidence of sickness cover but in order to get one you must sign a form agreeing not to stay in the UK permanently.

Disclaimer: The material contained in this article is for general information only, and is not intended as a substitute for professional advice. Readers should seek an appropriate professional for advice regarding their particular circumstances.
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